Archive for the 'Bonds' Category

Dr Bonnie Encourages Prenups For

(PRWEB) May 19, 2012

According to CBS News, there’s a new trend: couples are putting together cohabitation agreements when they move in together as a type of pre-nup precursor (http://cbsloc.al/JJLAeu). These agreements, or commitment contracts, address typical issues like how to split assets should the couple break up, but they can also set day-to-day ground rules like who shops for the groceries, how the rent is divided, and so forth.

Sex and relationship therapist Dr. Bonnie Eaker Weil agrees with the article: it’s easy for couples to just “ease” into living together without laying down any ground rules. The Cohab, as it’s being called, addresses potential problems that can arise. “Cohabitation isn’t as official or as legally binding as a marriage,” says Dr. Bonnie, “but people still end up pooling their resources, financially supporting each other, sacrificing for one another just like they would in a marriage. So it’s wise for couples to protect themselves even if there’s not a ring on their fingers.” She talks about this type of agreement, as well as a traditional pre-nup in her book Financial Infidelity: The Number One Relationship Wrecker.

Once someone leaves their toothbrush at the other person’s house, it’s a sign that the couple is unofficially living together says Dr. Bonnie. And at that point, the couple needs a commitment contract! Dr. Bonnie relays a similar story from her own experience in her book Make Up Don’t Break Up: Before they were married, Dr. Bonnie’s husband wouldn’t leave a toothbrush at her house, and kept his clothes in the trunk of his car because he was too afraid to contemplate the idea of living together, but still spent the night every night. “I assumed we were living together,” she says, “but when I told that to a friend he turned ghostly white!” This underscores the importance of a commitment contract so there’s no ambiguity.

It can also be a good step for people who are commitment-phobic. It’s less of a commitment than marriage but a cohab is still a document saying that things are changing. “It lays out the ground rules,” explains Dr. Bonnie, “so that people are on the same page and have a distinct idea of what the expectations are. There are no assumptions.

Some of Dr. Bonnie’s patients think this is unromantic, but a commitment contract – signing on the dotted line – to live together is especially necessary so each person is taken care of if the other partner dies. It’s about taking responsibility to address issues that people might not think of if they’re not married. It also strengthens a couple’s bond, especially with people who are “gun-shy,” so they can handle expectations for what happens if it works and if it doesn’t.

A cohab can be perfect for heterosexual or gay couples who are planning on living with each other long-term. Dr. Bonnie suggests each person come to the table prepared to discuss what the living arrangement looks like to them, and to also be flexible. “It’s an especially good time for couples who maybe did ease into their living arrangement to delineate what’s working and what isn’t, and to make their decision more official.” For couples that have made the decision to live together but aren’t yet, Dr. Bonnie says the cohab is important for them too.

And each person should come with their own lawyer, she advises.

For more on Financial Infidelity, View Dr. Bonnie?s video here: http://youtu.be/76k1UM2K4vk

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Saturday, May 19th, 2012

New England Concerts Rock

New England Concerts & Rock On! Present: Kittie
Event on 2012-05-19 19:00:00
Sat 5/19/12
New England Concerts & Rock On! Present:
Kittie
18+ Adv / Day Of Show
*NOTE: 7pm Doors
TIX -

at The Middle East
472 Massachussets Avenue
Cambridge, United States

Grieves & Budo – Til the Casket Drops Tour
Event on 2012-05-30 20:00:00

Supporting Acts: SOL, Intuition

Grieves & Budo – Til the Casket Drops Tour

Having spent nearly two years on the road touring in support of 88 Keys and Counting, Grieves found himself returning home to a fractured reality. Reeling from turbulence in his career and heartbreak in his personal life mixed with coming down from the high of the support he received on the road Grieves conceptualized Together/Apart, an album that would address the bond music creates between each of us as individuals and as a whole despite the many distances we experience be they geographical or emotional. The end of 2008 saw Grieves enlisting the help of friend and collaborator Budo to co-produce Together/Apart bringing his signature swiss-army knife, multi-instrumental backdrop to Grieves' hauntingly poignant narrative. The album began taking shape in New York as the two built off the success 88 Keys and Counting had generated and paired it with the intensity they developed from their live performances. The recording process began to shadow the theme of the album as it saw tracks recorded in Colorado and Washington in addition to New York, infusing it with a mixture of regional influences while still maintaining a cohesive sound. As the album neared completion the title took on a double meaning for Grieves as he explored new subject matter in the absence of trust, refuge in addiction, acceptance and honesty in self-reflection, and trying to find his place in the world without forgetting his roots. Together/Apart concludes three years of self-discovery that has ultimately lead to Grieves' most emotionally charged and daring album to date.

at Troubadour
9081 Santa Monica Boulevard
West Hollywood, United States

The James Bond Cold Reading
The James Bond Cold Reading – A Simple, Easy Yet Wickedly Effective Technique To Show You Really ‘get’ Someone You’ve Only Just Met – Like A Kind Of ‘instant Empathy’. As Used By Mentalists, Magicians And Pick Up Artists The World Over.
The James Bond Cold Reading

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Saturday, May 19th, 2012

Bonds

Check out these Bonds images:

bonds 740
Bonds

Image by artolog
Barry Bonds rounds second base on his way to home plate.

Bonds marches toward the Aaron record: www.flickr.com/search/?q=bonds&w=76016463@N00&s=rec

Bonds
Bonds

Image by rbrwr
The entrance lock, Cumberland Basin, and the bonded warehouses.

See where this picture was taken. [?]

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Friday, May 18th, 2012

Old Japan Pacific War National

Some recent Bonds auctions on eBay:

Old Japan Pacific war national treasury bond—1943-9 issue

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1929 Purchaser’s Trade Bond 5 Cent Cash Value Shoe Store Money Fredericton N.B.

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Friday, May 18th, 2012

How To Become A Bail

Bonds
by Bond Sarah

How to Become a Bail Bondsman in Nevada

When someone is arrested and accused of a crime, a judge will decide whether to release the accused, hold the accused without bail or release the accused on bail. Most people cannot afford the required bail amount and must seek out a bail bondsman to post the bail for them. In Nevada, the individual pays the bondsman (or bail agent) about 10 percent of the total bail amount, and the bondsman guarantees the individual will return to court to stand trial. In exchange for this freedom, the bondsman profits the money paid to him by the accused and makes sure that the accused appears at each court date.

Complete a bail bondman educational 80-hour course from a national or state certified institution. Truckee Meadows Community College or the College of Southern Nevada are both educational institutions that are authorized to provide this training by the State of Nevada. Enroll in one of these schools and complete their bail bondsman program. Make sure to obtain a copy of your course completion documentation.

Enroll in a CPR certification course and a first aid certification course with either the American Red Cross or the American Heart Association. Complete any required testing and obtain your certification cards. Visit the American Red Cross or American Heart Association online to find a certification class near you.

Apply with a surety company for employment as a bail bondsman. A surety company provides a financial guarantee for the posted bail amount; therefore, you need to be employed by one so that you are financially protected. You will need to have a surety bond in the amount of $ 25,000. Obtain a letter of recognition of employment from the surety company.

Take a drug test by making an appointment at a certified laboratory and having a controlled substance blood test administered. Request a copy of your drug test results, if they are not sent to the Nevada Division of Insurance automatically.

Schedule a bail bondsman test with Pearson Vue testing and take the examination. The price of the test is $ 145.25. This price includes fingerprinting which you will also need to submit to the Nevada Division of Insurance. Obtain a passing score and receive a copy of your test results.

Fill out the application for bail bondsman from the Nevada Division of Insurance. Make a copy of all of your documentation, including proof of bond and examination results, keeping the originals for your records. Use the copies to create a licensing packet to submit to the Department of Insurance. Submit the packet along with a $ 78 initial application fee to:

Nevada Division of Insurance
788 Fairview Drive, Suite 300
Carson City, NV 89701

Written by GreenIceCream
Freelance writer, copy editor, and more….

Bonds vs. Stocks

The difference between a bond and a stock.

Related Bonds Articles

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Thursday, May 17th, 2012

Investmentgrade Intermediateterm Municipal Bond Etfs

Bonds
by artolog

Investment-Grade Intermediate-Term Municipal Bond Etfs

Municipal bonds are issued by local city and county governments to raise money. They may fund libraries, schools, highway improvements, or sports stadiums.

Some municipal bonds are general obligation (GO) bonds. This means that the issuing government is free to use the money as it sees fit, whether to buy a new police cars or pay janitors at the county hospital.

Other municipal bonds can be used only for a specific purpose. For instance a county could use the funds to build a toll road. The tolls collected from motorists is used to repay bond owners.

Some consider GO bonds safer because the government can pay the required interest out of any money collected, whether taxes or speeding ticket fines. Some consider the other bonds safer. That’s because a municipality’s toll booth may continue to make money even as its property tax base goes downhill.

Historically, municipal bonds have low rates of default. The few cases of prominent muni bond defaults made big news. But the 1983 Washington Public Power Supply System default on bonds used to finance nuclear power plants and the 1994 Orange County California bankruptcy remain exceptions.

The big appeal of municipal bonds is that their interest is tax-free at the federal level. However, because of this feature municipal bonds pay interest rates that on average are lower than corporate bonds.

Therefore many wealthy investors with a high marginal tax rate put all their money into muni bonds to reduce their federal tax burden. Municipal bonds are not as advantageous for investors in lower tax brackets.

They also are not the best investment for tax-sheltered accounts such as conventional or Roth IRAs. That’s because accumulating tax-free income inside a retirement account is a waste of its tax-shelter status.

Interest income from municipal bonds is taxable by cities and states.

There are many thousands of muni bonds to choose from, and they are not easy or convenient to buy even for the wealthy. Bond brokers generally service institutions with millions of dollars to spend.

However, investors can buy shares of the iShares S&P National AMT-Free Municipal Bond Fund: MUB and SPDR Barclay’s Capital Municipal Bond ETF: TFI.

MUB tracks the S&P National AMT-Free Municipal Bond Index.

TFI tracks the Barclay’s Capital Municipal Managed Money Index (ticker: LMMITR).

(AMT stands for Alternative Minimum Tax. So the income from both these ETFs is not taxable by the IRS.)

MUB’s expense ratio is 0.25%. TFI’s is 0.30%.

MUB’s total holdings is 592. TFI’s is 282.

MUB’s average credit rating is AA-. TFI’s is AA2.

Both funds pay dividends monthly.

MUB’s average maturity is 7.93 years. TFI’s is 7.70.

TFI has a slightly higher expense ratio. It also has just half as many holdings, so it’s not as diversified as MUB. Otherwise they have similar characteristics, so it’s not necessary to buy both.

Investors in the highest tax brackets who want to diversify their municipal bond portfolios while receiving monthly checks should consider investing in either MUB or TFI.

Next, if you’re depending on “growth” stocks to grow, your portfolio could remain dead for another 11 years! Profit from the secrets of investors who make money during both bull and bear markets. Send today for free report on income investing secrets . Learn more about bonds right now.

The difference between a bond and a stock.
Video Rating: 4 / 5

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Thursday, May 17th, 2012

The James Bond Cold Reading

The James Bond Cold Reading
The James Bond Cold Reading – A Simple, Easy Yet Wickedly Effective Technique To Show You Really ‘get’ Someone You’ve Only Just Met – Like A Kind Of ‘instant Empathy’. As Used By Mentalists, Magicians And Pick Up Artists The World Over.
The James Bond Cold Reading

(view mobile)
Book On Starting Bail Business
(view mobile)

Vintage MATCHBOX LESNEY 1 Ton Trojan Van No.47 Brooke Bond Tea

US .30 (2 Bids)
End Date: Thursday May-17-2012 2:43:01 PDT
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Barry Bonds – Topps 2006 home run history (7 pics)

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Thursday, May 17th, 2012

The Bond Book Third Edition

The Bond Book, Third Edition: Everything Investors Need to Know About Treasuries, Municipals, GNMAs, Corporates, Zeros, Bond Funds, Money Market Funds, and More

The Bond Book, Third Edition: Everything Investors Need to Know About Treasuries, Municipals, GNMAs, Corporates, Zeros, Bond Funds, Money Market Funds, and More

Everything on Treasuries, munis, bond funds, and more! The bond buyer’s answer book—updated for the new economy “As in the first two editions, this third edition of The Bond Book continues to be the ideal reference for the individual investor. It has all the necessary details, well explained and illustrated without excessive mathematics. In addition to providing this essential content, it is extremely well written.”
—James B. Cloonan, Chairman, American Association of Individual In

List Price: $ 35.00

Price: $ 18.60

Bonds: The Unbeaten Path to Secure Investment Growth (Bloomberg)

Bonds: The Unbeaten Path to Secure Investment Growth (Bloomberg)

Updated edition of the established classic on investing in bondsIn Bonds: The Unbeaten Path to Secure Investment Growth, Second Edition, the fully revised and updated edition of the classic guide to demystifying the bonds market, veteran investor husband and wife team Hildy and Stan Richelson expose the myth of stocks’ superior investment returns and propose an all-bond portfolio as a sure-footed strategy that will ensure positive returns. Designed to educate novice and sophisticated investors a

List Price: $ 29.95

Price: $ 17.84

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Wednesday, May 16th, 2012

Bonds

Question by Crazyfred02: bonds….?
What are ionic and covalent bonds. What is the difference between the two?

Thanks a bajillin’

Best answer:

Answer by divya
transfer of electrons- ionic bonding
sharing of electrons-covalent bonding

Know better? Leave your own answer in the comments!

The James Bond Cold Reading
The James Bond Cold Reading – A Simple, Easy Yet Wickedly Effective Technique To Show You Really ‘get’ Someone You’ve Only Just Met – Like A Kind Of ‘instant Empathy’. As Used By Mentalists, Magicians And Pick Up Artists The World Over.
The James Bond Cold Reading

(view mobile)
Book On Starting Bail Business
(view mobile)

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Wednesday, May 16th, 2012

A Girlfriends Gift Reflections

A Girlfriends Gift: Reflections on the Extraordinary Bonds of Friendship


The newest book in the extraordinarily popular girlfriends series, A girlfriends Gift is a lively collection of more than 500 original quotations from the previous girlfriends books. Alternately smart, sassy, and moving – and sometimes all three in the same quote – these snippets reflect on amazing friendships and distill the essence of what it means to be a woman in this rapidly changing age. Within these pages are enough words of wisdom, support, practical advice, determination, and love to nourish friendships for a lifetime.

Price: $ 0.01
Sold by Barnes & Noble

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Tuesday, May 15th, 2012